Side-by-side · Q2 2026 data
Freedom Bank vs Sundown State Bank
Metric by metric
| Measure | Freedom Bank | Sundown State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 72 (stronger) | 66 |
| Loan quality | 94 (stronger) | 72 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 76 | 80 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 77th | 75th |
| Total assets | $301.2M | $307.7M |
| Deposits / shares | $246.4M | $269.6M |
| Capital ratio | 12.15% (stronger) | 11.63% |
| Problem loans | 0.17% (stronger) | 0.84% |
| Net charge-offs | -0.02% (stronger) | 0.09% |
| Return on assets | 1.21% | 4.15% (stronger) |
| Loans ÷ deposits | 68.7% (stronger) | 70.4% |
| Uninsured deposits | 29.2% | 23.4% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Bank has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Freedom Bank leads on 5 and Sundown State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.