Side-by-side · Q2 2026 data
Freedom Bank vs Whitesville Community Credit Union
Credit union
Whitesville Community Credit Union
Whitesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Freedom Bank | Whitesville Community Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 76 (stronger) | 74 |
| Loan quality | 92 (stronger) | 39 |
| Earnings | 100 | 100 |
| Funding & liquidity | 42 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 82nd | 54th |
| Total assets | $585.7M | $39.5M |
| Deposits / shares | $505.7M | $34.4M |
| Capital ratio | 12.62% (stronger) | 12.40% |
| Problem loans | 0.23% (stronger) | 1.82% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 2.26% (stronger) | 2.04% |
| Loans ÷ deposits | 97.9% | 43.3% (stronger) |
| Uninsured deposits | 33.4% | 2.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Freedom Bank leads on 5 and Whitesville Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.