Side-by-side · Q2 2026 data
Freedom Bank, Inc. vs City National Bank of West Virginia
Metric by metric
| Measure | Freedom Bank, Inc. | City National Bank of West Virginia |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 64 (stronger) | 46 |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 79 | 98 (stronger) |
| Funding & liquidity | 79 (stronger) | 76 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 72nd | 86th |
| Total assets | $429.7M | $6.8B |
| Deposits / shares | $380.4M | $5.4B |
| Capital ratio | 11.40% (stronger) | 9.65% |
| Problem loans | 0.36% | 0.22% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.48% | 1.96% (stronger) |
| Loans ÷ deposits | 81.5% (stronger) | 82.7% |
| Uninsured deposits | 13.2% (stronger) | 16.7% |
| Offices | 9 | 95 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Freedom Bank, Inc. leads on 4 and City National Bank of West Virginia on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.