Side-by-side · Q2 2026 data
Freedom of Maryland Federal Credit Union vs Destinations Credit Union
Credit union
Freedom of Maryland Federal Credit Union
Bel Air, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Freedom of Maryland Federal Credit Union | Destinations Credit Union |
|---|---|---|
| TellerScore | 51 | 79 (stronger) |
| Capital cushion | 37 | 88 (stronger) |
| Loan quality | 48 | 84 (stronger) |
| Earnings | 47 (stronger) | 35 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 73 | 97 (stronger) |
| Peer percentile | 7th | 62nd |
| Total assets | $557.4M | $65.4M |
| Deposits / shares | $495.0M | $56.7M |
| Capital ratio | 8.66% | 13.76% (stronger) |
| Problem loans | 1.55% | 0.48% (stronger) |
| Net charge-offs | 0.55% | 0.48% (stronger) |
| Return on assets | 0.68% (stronger) | 0.36% |
| Loans ÷ deposits | 86.3% | 48.1% (stronger) |
| Uninsured deposits | 5.2% | 2.5% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Destinations Credit Union has the higher TellerScore (79 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Freedom of Maryland Federal Credit Union leads on 1 and Destinations Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.