Side-by-side · Q2 2026 data
FreedomBank vs Bank 1st
Metric by metric
| Measure | FreedomBank | Bank 1st |
|---|---|---|
| TellerScore | 73 | 91 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 69 | 72 (stronger) |
| Funding & liquidity | 66 | 76 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 53rd | 96th |
| Total assets | $433.9M | $166.1M |
| Deposits / shares | $367.9M | $128.6M |
| Capital ratio | 10.70% | 15.20% (stronger) |
| Problem loans | 0.26% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.22% | 1.30% (stronger) |
| Loans ÷ deposits | 89.9% | 74.2% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 24.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank 1st has the higher TellerScore (91 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FreedomBank leads on 1 and Bank 1st on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.