Side-by-side · Q2 2026 data
FreedomBank vs Farmers Trust and Savings Bank
Metric by metric
| Measure | FreedomBank | Farmers Trust and Savings Bank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 57 (stronger) | 49 |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 69 | 83 (stronger) |
| Funding & liquidity | 66 (stronger) | 56 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 53rd | 57th |
| Total assets | $433.9M | $422.7M |
| Deposits / shares | $367.9M | $373.8M |
| Capital ratio | 10.70% (stronger) | 9.91% |
| Problem loans | 0.26% | 0.06% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.22% | 1.58% (stronger) |
| Loans ÷ deposits | 89.9% (stronger) | 96.0% |
| Uninsured deposits | 18.4% (stronger) | 22.6% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Trust and Savings Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FreedomBank leads on 4 and Farmers Trust and Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.