Side-by-side · Q2 2026 data
FreedomBank vs Peoples State Bank
Metric by metric
| Measure | FreedomBank | Peoples State Bank |
|---|---|---|
| TellerScore | 73 | 80 (stronger) |
| Capital cushion | 57 | 65 (stronger) |
| Loan quality | 91 | 93 (stronger) |
| Earnings | 69 | 79 (stronger) |
| Funding & liquidity | 66 | 78 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 53rd | 77th |
| Total assets | $433.9M | $993.0M |
| Deposits / shares | $367.9M | $810.8M |
| Capital ratio | 10.70% | 11.54% (stronger) |
| Problem loans | 0.26% | 0.21% (stronger) |
| Net charge-offs | 0.02% | -0.04% (stronger) |
| Return on assets | 1.22% | 1.47% (stronger) |
| Loans ÷ deposits | 89.9% | 78.6% (stronger) |
| Uninsured deposits | 18.4% | 18.1% (stronger) |
| Offices | 4 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.2% |
Peoples State Bank has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FreedomBank leads on 0 and Peoples State Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Waukon, IA