Side-by-side · Q2 2026 data
FreedomBank vs Royal Bank
Metric by metric
| Measure | FreedomBank | Royal Bank |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 57 (stronger) | 55 |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 69 | 79 (stronger) |
| Funding & liquidity | 66 | 83 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 53rd | 75th |
| Total assets | $433.9M | $816.1M |
| Deposits / shares | $367.9M | $723.1M |
| Capital ratio | 10.70% (stronger) | 10.53% |
| Problem loans | 0.26% | 0.06% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.22% | 1.48% (stronger) |
| Loans ÷ deposits | 89.9% | 76.8% (stronger) |
| Uninsured deposits | 18.4% | 11.9% (stronger) |
| Offices | 4 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Royal Bank has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), FreedomBank leads on 1 and Royal Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.