Side-by-side · Q2 2026 data
Freeport State Bank vs Northwestern Bank, National Association
Metric by metric
| Measure | Freeport State Bank | Northwestern Bank, National Association |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 57 | 62 (stronger) |
| Loan quality | 100 (stronger) | 59 |
| Earnings | 64 | 94 (stronger) |
| Funding & liquidity | 83 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 68th | 43rd |
| Total assets | $165.5M | $164.7M |
| Deposits / shares | $147.9M | $143.7M |
| Capital ratio | 10.69% | 11.15% (stronger) |
| Problem loans | 0.00% (stronger) | 1.23% |
| Net charge-offs | -0.00% (stronger) | 0.19% |
| Return on assets | 1.11% | 1.85% (stronger) |
| Loans ÷ deposits | 76.6% (stronger) | 86.6% |
| Uninsured deposits | 15.2% (stronger) | 22.7% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Freeport State Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Freeport State Bank leads on 5 and Northwestern Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.