Side-by-side · Q2 2026 data
Fremont Bank vs GBC International Bank
Metric by metric
| Measure | Fremont Bank | GBC International Bank |
|---|---|---|
| TellerScore | 60 | 83 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 36 | 52 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 21st | 84th |
| Total assets | $6.0B | $658.5M |
| Deposits / shares | $5.3B | $504.6M |
| Capital ratio | 8.35% | 15.94% (stronger) |
| Problem loans | 0.39% | 0.26% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.15% (stronger) | 1.08% |
| Loans ÷ deposits | 89.2% (stronger) | 89.5% |
| Uninsured deposits | 46.3% | 32.1% (stronger) |
| Offices | 21 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.6% | — |
GBC International Bank has the higher TellerScore (83 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Fremont Bank leads on 3 and GBC International Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.