Side-by-side · Q2 2026 data
Friend Bank vs Peoples Bank of Graceville
Metric by metric
| Measure | Friend Bank | Peoples Bank of Graceville |
|---|---|---|
| TellerScore | 85 (stronger) | 75 |
| Capital cushion | 85 (stronger) | 53 |
| Loan quality | 84 | 89 (stronger) |
| Earnings | 87 (stronger) | 61 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 88th | 61st |
| Total assets | $221.0M | $115.8M |
| Deposits / shares | $190.9M | $106.5M |
| Capital ratio | 13.52% (stronger) | 10.29% |
| Problem loans | 0.48% | 0.34% (stronger) |
| Net charge-offs | -0.12% (stronger) | 0.02% |
| Return on assets | 1.67% (stronger) | 1.02% |
| Loans ÷ deposits | 73.3% | 39.7% (stronger) |
| Uninsured deposits | 25.4% | 14.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
Friend Bank has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Friend Bank leads on 4 and Peoples Bank of Graceville on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.