Side-by-side · Q2 2026 data
Friend Bank vs The Commercial Bank Of Ozark
Metric by metric
| Measure | Friend Bank | The Commercial Bank Of Ozark |
|---|---|---|
| TellerScore | 85 (stronger) | 59 |
| Capital cushion | 85 (stronger) | 41 |
| Loan quality | 84 (stronger) | 62 |
| Earnings | 87 (stronger) | 40 |
| Funding & liquidity | 75 | 98 (stronger) |
| Problem-loan coverage | 95 (stronger) | 80 |
| Peer percentile | 88th | 17th |
| Total assets | $221.0M | $115.2M |
| Deposits / shares | $190.9M | $107.6M |
| Capital ratio | 13.52% (stronger) | 9.09% |
| Problem loans | 0.48% (stronger) | 1.14% |
| Net charge-offs | -0.12% (stronger) | 0.07% |
| Return on assets | 1.67% (stronger) | 0.51% |
| Loans ÷ deposits | 73.3% | 50.5% (stronger) |
| Uninsured deposits | 25.4% | 16.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
Friend Bank has the higher TellerScore (85 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Friend Bank leads on 5 and The Commercial Bank Of Ozark on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.