Side-by-side · Q2 2026 data
Frio County Federal Credit Union vs Pampa Municipal Credit Union
Metric by metric
| Measure | Frio County Federal Credit Union | Pampa Municipal Credit Union |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 79 (stronger) | 46 |
| Earnings | 0 | 55 (stronger) |
| Funding & liquidity | 50 | 69 (stronger) |
| Problem-loan coverage | 97 (stronger) | 83 |
| Peer percentile | 34th | 36th |
| Total assets | $5.3M | $5.4M |
| Deposits / shares | $3.3M | $4.6M |
| Capital ratio | 37.35% (stronger) | 14.08% |
| Problem loans | 0.63% (stronger) | 1.63% |
| Net charge-offs | 3.19% | -0.02% (stronger) |
| Return on assets | -1.42% | 0.88% (stronger) |
| Loans ÷ deposits | 126.0% | 90.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pampa Municipal Credit Union has the higher TellerScore (68 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Frio County Federal Credit Union leads on 2 and Pampa Municipal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.