Side-by-side · Q2 2026 data
Frio County Federal Credit Union vs Port of Houston Warehouse Federal Credit Union
Credit union
Port of Houston Warehouse Federal Credit Union
Houston, Texas · Under $100 million in assets
Metric by metric
| Measure | Frio County Federal Credit Union | Port of Houston Warehouse Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 79 | 83 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 34th | 97th |
| Total assets | $5.3M | $5.4M |
| Deposits / shares | $3.3M | $4.2M |
| Capital ratio | 37.35% (stronger) | 21.55% |
| Problem loans | 0.63% | 0.52% (stronger) |
| Net charge-offs | 3.19% | -0.12% (stronger) |
| Return on assets | -1.42% | 2.59% (stronger) |
| Loans ÷ deposits | 126.0% | 49.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 11.9% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Port of Houston Warehouse Federal Credit Union has the higher TellerScore (96 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Frio County Federal Credit Union leads on 2 and Port of Houston Warehouse Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.