Side-by-side · Q2 2026 data
Frontier Bank vs Community State Bank
Metric by metric
| Measure | Frontier Bank | Community State Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 58 | 75 (stronger) |
| Loan quality | 89 (stronger) | 70 |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 79 (stronger) | 65 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 80th | 72nd |
| Total assets | $436.4M | $208.1M |
| Deposits / shares | $388.9M | $177.6M |
| Capital ratio | 10.78% | 12.54% (stronger) |
| Problem loans | 0.32% (stronger) | 0.90% |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 2.12% (stronger) | 1.96% |
| Loans ÷ deposits | 52.8% (stronger) | 94.5% |
| Uninsured deposits | 34.1% | 15.3% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Frontier Bank has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Frontier Bank leads on 5 and Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lamar, CO
- Springfield, CO