Side-by-side · Q2 2026 data
Frontier State Bank vs Oklahoma Federal Credit Union
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Frontier State Bank | Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 91 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 85 | 87 (stronger) |
| Funding & liquidity | 44 | 74 (stronger) |
| Problem-loan coverage | 37 | 98 (stronger) |
| Peer percentile | 5th | 96th |
| Total assets | $608.6M | $198.9M |
| Deposits / shares | $457.5M | $159.2M |
| Capital ratio | 11.54% | 20.23% (stronger) |
| Problem loans | 4.81% | 0.24% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.63% |
| Return on assets | 1.62% | 1.66% (stronger) |
| Loans ÷ deposits | 104.0% | 78.8% (stronger) |
| Uninsured deposits | 26.2% | 21.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Frontier State Bank leads on 1 and Oklahoma Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.