Side-by-side · Q2 2026 data
Frost Bank vs Charles Schwab Premier Bank, SSB
Metric by metric
| Measure | Frost Bank | Charles Schwab Premier Bank, SSB |
|---|---|---|
| TellerScore | 66 | 84 (stronger) |
| Capital cushion | 41 | 59 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 73 | 81 (stronger) |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 58th | 97th |
| Total assets | $54.0B | $26.6B |
| Deposits / shares | $43.7B | $24.5B |
| Capital ratio | 9.08% | 10.90% (stronger) |
| Problem loans | 0.55% | 0.00% (stronger) |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.31% | 1.52% (stronger) |
| Loans ÷ deposits | 52.0% | 0.0% (stronger) |
| Uninsured deposits | 52.2% | 1.6% (stronger) |
| Offices | 211 | 1 |
| CFPB complaints (3 yrs) | 323 | — |
| Complaints per $1B deposits | 7.4 | — |
| Mortgage denial rate (HMDA) | 43.5% | — |
Charles Schwab Premier Bank, SSB has the higher TellerScore (84 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Frost Bank leads on 0 and Charles Schwab Premier Bank, SSB on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.