Side-by-side · Q2 2026 data
Frost Bank vs NexBank
Metric by metric
| Measure | Frost Bank | NexBank |
|---|---|---|
| TellerScore | 66 (stronger) | 56 |
| Capital cushion | 41 | 41 |
| Loan quality | 82 (stronger) | 51 |
| Earnings | 73 (stronger) | 62 |
| Funding & liquidity | 59 | 76 (stronger) |
| Problem-loan coverage | 95 (stronger) | 71 |
| Peer percentile | 58th | 15th |
| Total assets | $54.0B | $14.2B |
| Deposits / shares | $43.7B | $11.0B |
| Capital ratio | 9.08% (stronger) | 9.07% |
| Problem loans | 0.55% (stronger) | 1.47% |
| Net charge-offs | 0.14% | 0.06% (stronger) |
| Return on assets | 1.31% (stronger) | 1.05% |
| Loans ÷ deposits | 52.0% (stronger) | 84.2% |
| Uninsured deposits | 52.2% | 13.0% (stronger) |
| Offices | 211 | 2 |
| CFPB complaints (3 yrs) | 323 | — |
| Complaints per $1B deposits | 7.4 | — |
| Mortgage denial rate (HMDA) | 43.5% | 13.1% |
Frost Bank has the higher TellerScore (66 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Frost Bank leads on 5 and NexBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.