TellerScore

Side-by-side · Q2 2026 data

FSNB, National Association vs Financial Federal Bank

Bank

FSNB, National Association

Lawton, Oklahoma · $100 million – $1 billion

96of 100
Very strong

Bank

Financial Federal Bank

Memphis, Tennessee · $1 billion – $10 billion

67of 100
Moderate

Metric by metric

MeasureFSNB, National AssociationFinancial Federal Bank
TellerScore96 (stronger)67
Capital cushion100 (stronger)49
Loan quality8898 (stronger)
Earnings100 (stronger)60
Funding & liquidity100 (stronger)42
Problem-loan coverage9299 (stronger)
Peer percentile99th44th
Total assets$478.3M$1.1B
Deposits / shares$369.7M$879.7M
Capital ratio17.51% (stronger)9.92%
Problem loans0.36%0.05% (stronger)
Net charge-offs1.02%0.02% (stronger)
Return on assets3.46% (stronger)1.01%
Loans ÷ deposits39.2% (stronger)122.0%
Uninsured deposits8.2% (stronger)22.5%
Offices661
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—1.0%

FSNB, National Association has the higher TellerScore (96 vs 67). On the 7 directional measures above (where higher or lower is clearly better), FSNB, National Association leads on 5 and Financial Federal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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