Side-by-side · Q2 2026 data
FSNB, National Association vs Magnolia Federal Credit Union
Credit union
Magnolia Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | FSNB, National Association | Magnolia Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 82 |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 99th | 91st |
| Total assets | $478.3M | $185.6M |
| Deposits / shares | $369.7M | $141.8M |
| Capital ratio | 17.51% | 23.43% (stronger) |
| Problem loans | 0.36% (stronger) | 0.55% |
| Net charge-offs | 1.02% (stronger) | 1.45% |
| Return on assets | 3.46% (stronger) | 1.45% |
| Loans ÷ deposits | 39.2% (stronger) | 83.5% |
| Uninsured deposits | 8.2% | 4.3% (stronger) |
| Offices | 66 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FSNB, National Association has the higher TellerScore (96 vs 87). On the 7 directional measures above (where higher or lower is clearly better), FSNB, National Association leads on 5 and Magnolia Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.