TellerScore

Side-by-side · Q2 2026 data

FSNB, National Association vs Self-Help Credit Union

Bank

FSNB, National Association

Lawton, Oklahoma · $100 million – $1 billion

96of 100
Very strong

Credit union

Self-Help Credit Union

Durham, North Carolina · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

MeasureFSNB, National AssociationSelf-Help Credit Union
TellerScore96 (stronger)64
Capital cushion100100
Loan quality88 (stronger)34
Earnings100 (stronger)66
Funding & liquidity100 (stronger)22
Problem-loan coverage92 (stronger)86
Peer percentile99th36th
Total assets$478.3M$2.2B
Deposits / shares$369.7M$1.6B
Capital ratio17.51%24.51% (stronger)
Problem loans0.36% (stronger)1.97%
Net charge-offs1.02%0.21% (stronger)
Return on assets3.46% (stronger)1.15%
Loans ÷ deposits39.2% (stronger)120.6%
Uninsured deposits8.2% (stronger)40.9%
Offices6618
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—20.1%

FSNB, National Association has the higher TellerScore (96 vs 64). On the 7 directional measures above (where higher or lower is clearly better), FSNB, National Association leads on 5 and Self-Help Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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