TellerScore

Side-by-side · Q2 2026 data

FSNB, National Association vs Tnbank

Bank

FSNB, National Association

Lawton, Oklahoma · $100 million – $1 billion

96of 100
Very strong

Bank

Tnbank

Oak Ridge, Tennessee · $100 million – $1 billion

58of 100
Moderate

Metric by metric

MeasureFSNB, National AssociationTnbank
TellerScore96 (stronger)58
Capital cushion100 (stronger)56
Loan quality88 (stronger)55
Earnings100 (stronger)49
Funding & liquidity100 (stronger)63
Problem-loan coverage92 (stronger)79
Peer percentile99th16th
Total assets$478.3M$318.1M
Deposits / shares$369.7M$277.0M
Capital ratio17.51% (stronger)10.61%
Problem loans0.36% (stronger)1.34%
Net charge-offs1.02%0.03% (stronger)
Return on assets3.46% (stronger)0.72%
Loans ÷ deposits39.2% (stronger)83.9%
Uninsured deposits8.2% (stronger)26.6%
Offices664
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—10.0%

FSNB, National Association has the higher TellerScore (96 vs 58). On the 7 directional measures above (where higher or lower is clearly better), FSNB, National Association leads on 6 and Tnbank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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