Side-by-side · Q2 2026 data
FSNB, National Association vs Veritas Federal Credit Union
Metric by metric
| Measure | FSNB, National Association | Veritas Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 30 |
| Loan quality | 88 (stronger) | 80 |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 99th | 17th |
| Total assets | $478.3M | $57.1M |
| Deposits / shares | $369.7M | $52.2M |
| Capital ratio | 17.51% (stronger) | 7.99% |
| Problem loans | 0.36% (stronger) | 0.60% |
| Net charge-offs | 1.02% (stronger) | 1.12% |
| Return on assets | 3.46% (stronger) | 0.48% |
| Loans ÷ deposits | 39.2% (stronger) | 84.0% |
| Uninsured deposits | 8.2% | 3.8% (stronger) |
| Offices | 66 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FSNB, National Association has the higher TellerScore (96 vs 57). On the 7 directional measures above (where higher or lower is clearly better), FSNB, National Association leads on 6 and Veritas Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Canton, MS