Side-by-side · Q2 2026 data
FSNB, National Association vs Wilson Bank and Trust
Metric by metric
| Measure | FSNB, National Association | Wilson Bank and Trust |
|---|---|---|
| TellerScore | 96 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 88 (stronger) | 79 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 99th | 66th |
| Total assets | $478.3M | $6.0B |
| Deposits / shares | $369.7M | $5.3B |
| Capital ratio | 17.51% (stronger) | 10.85% |
| Problem loans | 0.36% (stronger) | 0.63% |
| Net charge-offs | 1.02% | 0.04% (stronger) |
| Return on assets | 3.46% (stronger) | 1.48% |
| Loans ÷ deposits | 39.2% (stronger) | 83.1% |
| Uninsured deposits | 8.2% (stronger) | 25.4% |
| Offices | 66 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
FSNB, National Association has the higher TellerScore (96 vs 72). On the 7 directional measures above (where higher or lower is clearly better), FSNB, National Association leads on 6 and Wilson Bank and Trust on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.