Side-by-side · Q2 2026 data
Ft Randall Federal Credit Union vs East River Federal Credit Union
Credit union
Ft Randall Federal Credit Union
Wagner, South Dakota · Under $100 million in assets
Credit union
East River Federal Credit Union
Madison, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Ft Randall Federal Credit Union | East River Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 63 (stronger) | 60 |
| Earnings | 62 | 66 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 68th | 42nd |
| Total assets | $44.2M | $41.9M |
| Deposits / shares | $36.4M | $37.1M |
| Capital ratio | 17.52% (stronger) | 11.12% |
| Problem loans | 1.12% (stronger) | 1.19% |
| Net charge-offs | 0.88% | 0.48% (stronger) |
| Return on assets | 1.04% | 1.16% (stronger) |
| Loans ÷ deposits | 72.6% | 42.6% (stronger) |
| Uninsured deposits | 0.4% (stronger) | 0.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ft Randall Federal Credit Union has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Ft Randall Federal Credit Union leads on 4 and East River Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.