Side-by-side · Q2 2026 data
Ft Randall Federal Credit Union vs Sioux Valley Coop Federal Credit Union
Credit union
Ft Randall Federal Credit Union
Wagner, South Dakota · Under $100 million in assets
Credit union
Sioux Valley Coop Federal Credit Union
Watertown, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Ft Randall Federal Credit Union | Sioux Valley Coop Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 63 | 63 |
| Earnings | 62 | 85 (stronger) |
| Funding & liquidity | 88 (stronger) | 75 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 68th | 72nd |
| Total assets | $44.2M | $40.7M |
| Deposits / shares | $36.4M | $31.9M |
| Capital ratio | 17.52% | 20.64% (stronger) |
| Problem loans | 1.12% | 1.10% (stronger) |
| Net charge-offs | 0.88% | 0.40% (stronger) |
| Return on assets | 1.04% | 1.63% (stronger) |
| Loans ÷ deposits | 72.6% (stronger) | 85.0% |
| Uninsured deposits | 0.4% (stronger) | 1.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sioux Valley Coop Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Ft Randall Federal Credit Union leads on 2 and Sioux Valley Coop Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.