Side-by-side · Q2 2026 data
Fulton Savings Bank vs Pathfinder Bank
Metric by metric
| Measure | Fulton Savings Bank | Pathfinder Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 42 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 92 (stronger) | 57 |
| Funding & liquidity | 68 | 76 (stronger) |
| Problem-loan coverage | 97 (stronger) | 50 |
| Peer percentile | 92nd | 3rd |
| Total assets | $492.3M | $1.5B |
| Deposits / shares | $283.8M | $1.2B |
| Capital ratio | 31.44% (stronger) | 9.64% |
| Problem loans | 0.70% (stronger) | 4.69% |
| Net charge-offs | 0.01% (stronger) | 0.48% |
| Return on assets | 1.79% (stronger) | 0.94% |
| Loans ÷ deposits | 92.0% | 73.4% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 24.5% |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fulton Savings Bank has the higher TellerScore (88 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Fulton Savings Bank leads on 6 and Pathfinder Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Central Square, NY
- Fulton, NY