TellerScore

Side-by-side · Q2 2026 data

Fulton Savings Bank vs Salt City Federal Credit Union

Bank

Fulton Savings Bank

Fulton, New York · $100 million – $1 billion

88of 100
Very strong

Credit union

Salt City Federal Credit Union

Solvay, New York · $100 million – $1 billion

62of 100
Moderate

Metric by metric

MeasureFulton Savings BankSalt City Federal Credit Union
TellerScore88 (stronger)62
Capital cushion100 (stronger)40
Loan quality77 (stronger)74
Earnings92 (stronger)45
Funding & liquidity6892 (stronger)
Problem-loan coverage97 (stronger)89
Peer percentile92nd26th
Total assets$492.3M$119.1M
Deposits / shares$283.8M$107.8M
Capital ratio31.44% (stronger)9.01%
Problem loans0.70% (stronger)0.78%
Net charge-offs0.01% (stronger)0.34%
Return on assets1.79% (stronger)0.62%
Loans ÷ deposits92.0%68.0% (stronger)
Uninsured deposits4.9% (stronger)5.5%
Offices62
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Fulton Savings Bank has the higher TellerScore (88 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fulton Savings Bank leads on 6 and Salt City Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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