Side-by-side · Q2 2026 data
Fulton Savings Bank vs Syracuse Fire Department Employees Federal Credit Union
Credit union
Syracuse Fire Department Employees Federal Credit Union
Syracuse, New York · $100 million – $1 billion
Metric by metric
| Measure | Fulton Savings Bank | Syracuse Fire Department Employees Federal Credit Union |
|---|---|---|
| TellerScore | 88 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 77 (stronger) | 68 |
| Earnings | 92 | 92 |
| Funding & liquidity | 68 | 98 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 92nd | 94th |
| Total assets | $492.3M | $147.4M |
| Deposits / shares | $283.8M | $125.0M |
| Capital ratio | 31.44% (stronger) | 15.18% |
| Problem loans | 0.70% (stronger) | 0.95% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.79% | 1.80% (stronger) |
| Loans ÷ deposits | 92.0% | 62.0% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 8.5% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Syracuse Fire Department Employees Federal Credit Union has the higher TellerScore (89 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Fulton Savings Bank leads on 4 and Syracuse Fire Department Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.