TellerScore

Side-by-side · Q2 2026 data

Fulton Savings Bank vs The Berkshire Bank

Bank

Fulton Savings Bank

Fulton, New York · $100 million – $1 billion

88of 100
Very strong

Bank

The Berkshire Bank

New York, New York · $100 million – $1 billion

55of 100
Moderate

Metric by metric

MeasureFulton Savings BankThe Berkshire Bank
TellerScore88 (stronger)55
Capital cushion100100
Loan quality77 (stronger)0
Earnings92 (stronger)41
Funding & liquidity68 (stronger)65
Problem-loan coverage97 (stronger)73
Peer percentile92nd11th
Total assets$492.3M$530.0M
Deposits / shares$283.8M$397.5M
Capital ratio31.44% (stronger)24.16%
Problem loans0.70% (stronger)12.68%
Net charge-offs0.01%0.00% (stronger)
Return on assets1.79% (stronger)0.53%
Loans ÷ deposits92.0%33.9% (stronger)
Uninsured deposits4.9% (stronger)46.3%
Offices67
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Fulton Savings Bank has the higher TellerScore (88 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Fulton Savings Bank leads on 5 and The Berkshire Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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