Side-by-side · Q2 2026 data
Fusion Bank vs Bank of Hays
Metric by metric
| Measure | Fusion Bank | Bank of Hays |
|---|---|---|
| TellerScore | 88 (stronger) | 75 |
| Capital cushion | 78 (stronger) | 50 |
| Loan quality | 84 | 84 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 90 (stronger) | 86 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 92nd | 61st |
| Total assets | $281.0M | $379.2M |
| Deposits / shares | $219.1M | $338.0M |
| Capital ratio | 12.76% (stronger) | 9.97% |
| Problem loans | 0.47% | 0.47% (stronger) |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 2.01% (stronger) | 1.53% |
| Loans ÷ deposits | 58.3% | 56.8% (stronger) |
| Uninsured deposits | 24.1% (stronger) | 27.9% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fusion Bank has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Fusion Bank leads on 5 and Bank of Hays on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.