Side-by-side · Q2 2026 data
Fusion Bank vs Credit Union of America
Metric by metric
| Measure | Fusion Bank | Credit Union of America |
|---|---|---|
| TellerScore | 88 (stronger) | 75 |
| Capital cushion | 78 (stronger) | 77 |
| Loan quality | 84 (stronger) | 79 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 90 (stronger) | 60 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 92nd | 75th |
| Total assets | $281.0M | $1.9B |
| Deposits / shares | $219.1M | $1.5B |
| Capital ratio | 12.76% (stronger) | 12.69% |
| Problem loans | 0.47% (stronger) | 0.64% |
| Net charge-offs | -0.00% (stronger) | 0.55% |
| Return on assets | 2.01% (stronger) | 1.22% |
| Loans ÷ deposits | 58.3% (stronger) | 100.1% |
| Uninsured deposits | 24.1% | 13.6% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.0% |
Fusion Bank has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Fusion Bank leads on 6 and Credit Union of America on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.