TellerScore

Side-by-side · Q2 2026 data

G. W. Jones Exchange Bank vs Century Bank and Trust

Bank

G. W. Jones Exchange Bank

Marcellus, Michigan · $100 million – $1 billion

61of 100
Moderate

Bank

Century Bank and Trust

Coldwater, Michigan · $100 million – $1 billion

86of 100
Very strong

Metric by metric

MeasureG. W. Jones Exchange BankCentury Bank and Trust
TellerScore6186 (stronger)
Capital cushion5496 (stronger)
Loan quality4578 (stronger)
Earnings5694 (stronger)
Funding & liquidity85 (stronger)67
Problem-loan coverage9293 (stronger)
Peer percentile20th90th
Total assets$122.8M$494.0M
Deposits / shares$110.9M$419.0M
Capital ratio10.36%14.59% (stronger)
Problem loans1.64%0.66% (stronger)
Net charge-offs0.00% (stronger)0.04%
Return on assets0.90%1.85% (stronger)
Loans ÷ deposits22.1% (stronger)64.0%
Uninsured deposits28.7% (stronger)40.9%
Offices36
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Century Bank and Trust has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), G. W. Jones Exchange Bank leads on 3 and Century Bank and Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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