Side-by-side · Q2 2026 data
G. W. Jones Exchange Bank vs Community Unity Bank
Metric by metric
| Measure | G. W. Jones Exchange Bank | Community Unity Bank |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 45 | 100 (stronger) |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 85 (stronger) | 38 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 20th | 47th |
| Total assets | $122.8M | $107.1M |
| Deposits / shares | $110.9M | $85.8M |
| Capital ratio | 10.36% | 19.54% (stronger) |
| Problem loans | 1.64% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.90% (stronger) | -1.68% |
| Loans ÷ deposits | 22.1% (stronger) | 92.4% |
| Uninsured deposits | 28.7% (stronger) | 41.6% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Unity Bank has the higher TellerScore (71 vs 61). On the 6 directional measures above (where higher or lower is clearly better), G. W. Jones Exchange Bank leads on 3 and Community Unity Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.