Side-by-side · Q2 2026 data
G. W. Jones Exchange Bank vs Preferred Credit Union
Metric by metric
| Measure | G. W. Jones Exchange Bank | Preferred Credit Union |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 54 | 93 (stronger) |
| Loan quality | 45 | 88 (stronger) |
| Earnings | 56 | 64 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 20th | 91st |
| Total assets | $122.8M | $318.1M |
| Deposits / shares | $110.9M | $270.6M |
| Capital ratio | 10.36% | 14.25% (stronger) |
| Problem loans | 1.64% | 0.37% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.47% |
| Return on assets | 0.90% | 1.11% (stronger) |
| Loans ÷ deposits | 22.1% (stronger) | 58.2% |
| Uninsured deposits | 28.7% | 3.1% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Preferred Credit Union has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), G. W. Jones Exchange Bank leads on 2 and Preferred Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.