Side-by-side · Q2 2026 data
G. W. Jones Exchange Bank vs Sidney State Bank
Metric by metric
| Measure | G. W. Jones Exchange Bank | Sidney State Bank |
|---|---|---|
| TellerScore | 61 | 80 (stronger) |
| Capital cushion | 54 (stronger) | 46 |
| Loan quality | 45 | 98 (stronger) |
| Earnings | 56 | 97 (stronger) |
| Funding & liquidity | 85 (stronger) | 83 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 20th | 77th |
| Total assets | $122.8M | $138.7M |
| Deposits / shares | $110.9M | $123.1M |
| Capital ratio | 10.36% (stronger) | 9.65% |
| Problem loans | 1.64% | 0.06% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.90% | 1.93% (stronger) |
| Loans ÷ deposits | 22.1% (stronger) | 73.8% |
| Uninsured deposits | 28.7% | 18.1% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
Sidney State Bank has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), G. W. Jones Exchange Bank leads on 2 and Sidney State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.