Side-by-side · Q2 2026 data
G. W. Jones Exchange Bank vs The Miners State Bank
Metric by metric
| Measure | G. W. Jones Exchange Bank | The Miners State Bank |
|---|---|---|
| TellerScore | 61 | 82 (stronger) |
| Capital cushion | 54 | 72 (stronger) |
| Loan quality | 45 | 100 (stronger) |
| Earnings | 56 | 62 (stronger) |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 20th | 82nd |
| Total assets | $122.8M | $134.8M |
| Deposits / shares | $110.9M | $117.6M |
| Capital ratio | 10.36% | 12.19% (stronger) |
| Problem loans | 1.64% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.90% | 1.05% (stronger) |
| Loans ÷ deposits | 22.1% (stronger) | 72.7% |
| Uninsured deposits | 28.7% | 13.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Miners State Bank has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), G. W. Jones Exchange Bank leads on 2 and The Miners State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.