Side-by-side · Q2 2026 data
Gainey Business Bank vs Greenwich Municipal Employees Federal Credit Union
Credit union
Greenwich Municipal Employees Federal Credit Union
Greenwich, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Gainey Business Bank | Greenwich Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 89 (stronger) |
| Capital cushion | 79 | 95 (stronger) |
| Loan quality | 98 (stronger) | 71 |
| Earnings | 17 | 90 (stronger) |
| Funding & liquidity | 36 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 34th | 87th |
| Total assets | $106.6M | $32.6M |
| Deposits / shares | $89.7M | $27.7M |
| Capital ratio | 12.89% | 14.53% (stronger) |
| Problem loans | 0.07% (stronger) | 0.87% |
| Net charge-offs | 0.42% | 0.00% (stronger) |
| Return on assets | -0.07% | 1.75% (stronger) |
| Loans ÷ deposits | 106.0% | 33.0% (stronger) |
| Uninsured deposits | 31.4% | 5.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greenwich Municipal Employees Federal Credit Union has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Gainey Business Bank leads on 1 and Greenwich Municipal Employees Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.