Side-by-side · Q2 2026 data
Gala Bank vs Campus USA Credit Union
Metric by metric
| Measure | Gala Bank | Campus USA Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 0 | 70 (stronger) |
| Funding & liquidity | 51 | 61 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 48th | 79th |
| Total assets | $44.9M | $4.0B |
| Deposits / shares | $35.5M | $3.4B |
| Capital ratio | 22.07% (stronger) | 12.25% |
| Problem loans | 0.00% (stronger) | 0.38% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | -1.98% | 1.26% (stronger) |
| Loans ÷ deposits | 62.2% (stronger) | 98.3% |
| Uninsured deposits | 57.1% | 15.4% (stronger) |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.5% |
Campus USA Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Gala Bank leads on 4 and Campus USA Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.