Side-by-side · Q2 2026 data
Gala Bank vs Florida Credit Union
Metric by metric
| Measure | Gala Bank | Florida Credit Union |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 0 | 77 (stronger) |
| Funding & liquidity | 51 | 64 (stronger) |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 48th | 75th |
| Total assets | $44.9M | $2.8B |
| Deposits / shares | $35.5M | $2.4B |
| Capital ratio | 22.07% (stronger) | 12.70% |
| Problem loans | 0.00% (stronger) | 0.80% |
| Net charge-offs | 0.00% (stronger) | 0.97% |
| Return on assets | -1.98% | 1.42% (stronger) |
| Loans ÷ deposits | 62.2% (stronger) | 96.3% |
| Uninsured deposits | 57.1% | 12.1% (stronger) |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 70.0% |
Florida Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Gala Bank leads on 4 and Florida Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.