Side-by-side · Q2 2026 data
Gale Credit Union vs United Equity Credit Union
Metric by metric
| Measure | Gale Credit Union | United Equity Credit Union |
|---|---|---|
| TellerScore | 73 | 94 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 55 | 87 (stronger) |
| Funding & liquidity | 86 | 88 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 47th | 95th |
| Total assets | $73.7M | $66.2M |
| Deposits / shares | $65.7M | $53.7M |
| Capital ratio | 10.62% | 18.66% (stronger) |
| Problem loans | 0.33% | 0.23% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.21% |
| Return on assets | 0.88% | 1.68% (stronger) |
| Loans ÷ deposits | 74.1% | 72.5% (stronger) |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Equity Credit Union has the higher TellerScore (94 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Gale Credit Union leads on 1 and United Equity Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.