Side-by-side · Q2 2026 data
Gallatin Steam Plant Credit Union vs Cn/Ic Employees Credit Union
Credit union
Gallatin Steam Plant Credit Union
Gallatin, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Gallatin Steam Plant Credit Union | Cn/Ic Employees Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 15 | 65 (stronger) |
| Earnings | 44 (stronger) | 0 |
| Funding & liquidity | 93 (stronger) | 78 |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 30th | 26th |
| Total assets | $8.1M | $10.4M |
| Deposits / shares | $6.7M | $8.8M |
| Capital ratio | 16.96% (stronger) | 13.62% |
| Problem loans | 2.55% | 1.04% (stronger) |
| Net charge-offs | 0.61% (stronger) | 1.88% |
| Return on assets | 0.59% (stronger) | -0.82% |
| Loans ÷ deposits | 67.4% (stronger) | 82.7% |
| Uninsured deposits | 1.0% (stronger) | 7.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gallatin Steam Plant Credit Union has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Gallatin Steam Plant Credit Union leads on 6 and Cn/Ic Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.