Side-by-side · Q2 2026 data
Garfield County Bank vs Bank of Bozeman
Metric by metric
| Measure | Garfield County Bank | Bank of Bozeman |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 72 (stronger) | 54 |
| Funding & liquidity | 99 (stronger) | 69 |
| Problem-loan coverage | 52 | 95 (stronger) |
| Peer percentile | 26th | 37th |
| Total assets | $108.0M | $108.4M |
| Deposits / shares | $90.6M | $96.4M |
| Capital ratio | 15.82% (stronger) | 10.20% |
| Problem loans | 8.42% | 0.39% (stronger) |
| Net charge-offs | 0.25% | -0.01% (stronger) |
| Return on assets | 1.30% (stronger) | 0.84% |
| Loans ÷ deposits | 52.4% (stronger) | 81.0% |
| Uninsured deposits | 15.9% (stronger) | 24.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Bozeman has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Garfield County Bank leads on 4 and Bank of Bozeman on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.