Side-by-side · Q2 2026 data
Gate City Bank vs Starion Bank
Metric by metric
| Measure | Gate City Bank | Starion Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 56 |
| Capital cushion | 48 (stronger) | 44 |
| Loan quality | 77 (stronger) | 52 |
| Earnings | 54 | 66 (stronger) |
| Funding & liquidity | 78 (stronger) | 58 |
| Problem-loan coverage | 89 (stronger) | 81 |
| Peer percentile | 36th | 15th |
| Total assets | $4.0B | $2.1B |
| Deposits / shares | $3.6B | $1.8B |
| Capital ratio | 9.85% (stronger) | 9.45% |
| Problem loans | 0.69% (stronger) | 1.45% |
| Net charge-offs | 0.16% | -0.00% (stronger) |
| Return on assets | 0.85% | 1.14% (stronger) |
| Loans ÷ deposits | 82.5% | 69.4% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 44.6% |
| Offices | 45 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
Gate City Bank has the higher TellerScore (65 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Gate City Bank leads on 4 and Starion Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.