Side-by-side · Q2 2026 data
Gateway Bank, F.S.B. vs Bank Irvine
Metric by metric
| Measure | Gateway Bank, F.S.B. | Bank Irvine |
|---|---|---|
| TellerScore | 49 | 79 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 28 | 100 (stronger) |
| Earnings | 5 | 59 (stronger) |
| Funding & liquidity | 50 (stronger) | 17 |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 6th | 75th |
| Total assets | $288.2M | $305.6M |
| Deposits / shares | $204.1M | $234.7M |
| Capital ratio | 13.84% | 22.76% (stronger) |
| Problem loans | 2.15% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.36% | 0.97% (stronger) |
| Loans ÷ deposits | 119.5% | 100.4% (stronger) |
| Uninsured deposits | 15.2% (stronger) | 53.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank Irvine has the higher TellerScore (79 vs 49). On the 6 directional measures above (where higher or lower is clearly better), Gateway Bank, F.S.B. leads on 1 and Bank Irvine on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.