Side-by-side · Q2 2026 data
Gateway Commercial Bank vs Gainey Business Bank
Metric by metric
| Measure | Gateway Commercial Bank | Gainey Business Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 70 | 79 (stronger) |
| Loan quality | 59 | 98 (stronger) |
| Earnings | 78 (stronger) | 17 |
| Funding & liquidity | 55 (stronger) | 36 |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 37th | 34th |
| Total assets | $231.4M | $106.6M |
| Deposits / shares | $190.7M | $89.7M |
| Capital ratio | 12.00% | 12.89% (stronger) |
| Problem loans | 1.24% | 0.07% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.42% |
| Return on assets | 1.44% (stronger) | -0.07% |
| Loans ÷ deposits | 78.5% (stronger) | 106.0% |
| Uninsured deposits | 39.3% | 31.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gateway Commercial Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Gateway Commercial Bank leads on 4 and Gainey Business Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.