Side-by-side · Q2 2026 data
Gather Federal Credit Union vs CU Hawaii Federal Credit Union
Metric by metric
| Measure | Gather Federal Credit Union | CU Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 78 (stronger) | 60 |
| Loan quality | 67 | 89 (stronger) |
| Earnings | 83 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 80th | 63rd |
| Total assets | $934.5M | $460.3M |
| Deposits / shares | $841.5M | $401.1M |
| Capital ratio | 12.81% (stronger) | 10.97% |
| Problem loans | 0.99% | 0.33% (stronger) |
| Net charge-offs | 0.57% | 0.16% (stronger) |
| Return on assets | 1.57% (stronger) | 0.58% |
| Loans ÷ deposits | 57.6% | 52.9% (stronger) |
| Uninsured deposits | 3.2% (stronger) | 8.7% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gather Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Gather Federal Credit Union leads on 4 and CU Hawaii Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.