Side-by-side · Q2 2026 data
Gather Federal Credit Union vs University of Hawaii Federal Credit Union
Credit union
University of Hawaii Federal Credit Union
Honolulu, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Gather Federal Credit Union | University of Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 78 (stronger) | 64 |
| Loan quality | 67 | 90 (stronger) |
| Earnings | 83 (stronger) | 73 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 80th | 80th |
| Total assets | $934.5M | $975.7M |
| Deposits / shares | $841.5M | $895.9M |
| Capital ratio | 12.81% (stronger) | 11.43% |
| Problem loans | 0.99% | 0.30% (stronger) |
| Net charge-offs | 0.57% | 0.18% (stronger) |
| Return on assets | 1.57% (stronger) | 1.31% |
| Loans ÷ deposits | 57.6% | 43.5% (stronger) |
| Uninsured deposits | 3.2% (stronger) | 10.1% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Gather Federal Credit Union leads on 3 and University of Hawaii Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.