Side-by-side · Q2 2026 data
GBC International Bank vs Pacific Valley Bank
Metric by metric
| Measure | GBC International Bank | Pacific Valley Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 91 | 92 (stronger) |
| Earnings | 63 (stronger) | 55 |
| Funding & liquidity | 52 (stronger) | 26 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 84th | 43rd |
| Total assets | $658.5M | $653.3M |
| Deposits / shares | $504.6M | $570.5M |
| Capital ratio | 15.94% (stronger) | 12.60% |
| Problem loans | 0.26% | 0.24% (stronger) |
| Net charge-offs | 0.03% | -0.02% (stronger) |
| Return on assets | 1.08% (stronger) | 0.87% |
| Loans ÷ deposits | 89.5% (stronger) | 94.5% |
| Uninsured deposits | 32.1% (stronger) | 50.7% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
GBC International Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), GBC International Bank leads on 5 and Pacific Valley Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.