Side-by-side · Q2 2026 data
GBC International Bank vs Stanford Federal Credit Union
Metric by metric
| Measure | GBC International Bank | Stanford Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 91 | 93 (stronger) |
| Earnings | 63 (stronger) | 60 |
| Funding & liquidity | 52 | 61 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 84th | 70th |
| Total assets | $658.5M | $4.6B |
| Deposits / shares | $504.6M | $3.6B |
| Capital ratio | 15.94% (stronger) | 11.21% |
| Problem loans | 0.26% | 0.21% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.14% |
| Return on assets | 1.08% (stronger) | 1.01% |
| Loans ÷ deposits | 89.5% (stronger) | 96.7% |
| Uninsured deposits | 32.1% | 17.5% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
GBC International Bank has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), GBC International Bank leads on 5 and Stanford Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.